Understand our complete investment process, SPV structure, risk management, and how you earn monthly rental income plus capital appreciation through professionally managed real estate assets.
From application to monthly returns in 5 simple steps
Explore verified properties with complete financial analysis
Quick digital verification process with bank-grade security
Secure fund transfer and legal ownership through SPV structure
Professional oversight with complete transparency and reporting
Receive consistent rental income and exit with capital appreciation
Explore verified properties with complete financial analysis
Quick digital verification process with bank-grade security
Secure fund transfer and legal ownership through SPV structure
Professional oversight with complete transparency and reporting
Receive consistent rental income and exit with capital appreciation
Special Purpose Vehicle (SPV) is the legal foundation that gives you clear ownership rights, limited liability, and regulatory compliance
Your risk is limited to your investment amount. Personal assets are protected. If property faces legal issues, SPV shields individual investors.
Documented shareholder rights in SPV Articles of Association. Ownership recorded with Ministry of Corporate Affairs. Transferable shares with clear succession rights.
Full compliance with Companies Act 2013, Income Tax Act, and RERA. Annual audits and MCA filings. Transparent governance with AGM and financial reporting.
Pass-through taxation on rental income. Indexation benefits on long-term capital gains. Deductions for property expenses. Similar tax treatment as direct property ownership.
Each property has separate SPV. Performance of one property doesn't affect others. Clear segregation of assets, liabilities, and investor rights per property.
Real estate investing carries risks. We believe in complete transparency about potential challenges and how we mitigate them.
Property may remain vacant for periods, resulting in no rental income during those months.
We target high-demand locations with proven rental history. Properties maintain 92%+ occupancy rates. SPV maintains 2-3 month expense reserve. Professional property management ensures quick tenant placement.
Property values can decrease due to market conditions, affecting exit value and capital appreciation.
Conservative entry valuations provide downside protection. Focus on Grade-A properties in prime locations. Long-term holding horizon (3-7 years) smooths short-term volatility. Professional market analysis and timing for exits.
SPV shares are not easily liquid like stocks. Early exit may require finding buyers or accepting discounted valuations.
Developing secondary marketplace for share transfers. Transparent lock-in period (12 months) communicated upfront. Right of First Refusal to existing shareholders. Clear exit process and timeline expectations set during onboarding.
Changes in real estate regulations, tax laws, or corporate governance requirements could impact returns or operations.
Dedicated legal team monitors regulatory developments. Full compliance with current RERA, Companies Act, and tax regulations. Flexible SPV structure can adapt to legal changes. Regular investor communication about regulatory updates.
Fractional real estate investing is subject to market risks. Past performance does not guarantee future returns. Property values and rental income can fluctuate based on market conditions. Investors should carefully review all investment documents, conduct independent due diligence, and consult financial and tax advisors before investing. Investments are illiquid with 12-month lock-in and limited secondary market. Only invest amounts you can afford to hold for 3-7 years. Lalitterra does not guarantee returns or property values.
How fractional real estate stacks up against alternatives
| Feature | Lalitterra Fractional | Direct Property | REITs | FDs/Bonds |
|---|---|---|---|---|
| Minimum Investment | ₹5-10 Lakhs | ₹50L - ₹5 Cr | ₹10-50 Lakhs | ₹1,000+ |
| Expected Returns (IRR) | 12-18% | 10-15% | 7-9% | 5-7% |
| Liquidity | Medium (12m lock-in) | Low (6-12 months) | High (Stock market) | Medium-High |
| Property Management | Fully Managed | Self-Managed | Fully Managed | N/A |
| Diversification | Easy (Multiple Properties) | Difficult (High Capital) | Built-in Portfolio | Multiple Instruments |
| Control & Choice | Choose Specific Properties | Complete Control | No Property Selection | Choose Instruments |
| Tax Benefits | LTCG + Indexation | LTCG + Indexation | LTCG (No indexation) | Taxable as Income |
| Transparency | High (Monthly Reports) | Complete Visibility | Quarterly Reports | Full Transparency |
* Returns are indicative and subject to market conditions. Past performance does not guarantee future results.
Real experiences from real investors
"Invested in a commercial property in Bangalore through Lalitterra. The monthly rental income is consistent, and I appreciate the transparent reporting. The SPV structure gives me confidence in legal ownership. Already planning my second investment."
Senior Investment Manager
"Diversifying into real estate was always on my mind, but managing properties seemed overwhelming. Lalitterra solved this perfectly. I own fractions of three properties across Mumbai and Pune. The passive income supplements my business income, and the tax benefits are substantial."
Technology Entrepreneur
"As someone from finance, I was skeptical initially. But after reviewing the legal structure, due diligence process, and financial projections, I was impressed. The SPV shareholder rights are clear, and the property management is professional. This is real estate investing done right."
Finance Professional
Everything you need to know about fractional real estate investing
Join sophisticated investors who are building wealth through professionally managed fractional real estate investments. Our team is ready to guide you through every step.